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Loans Car’s FAQ


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Welcome to our question and answer help page.  We have listed below some of the more commonly asked questions, with answers, to assist you with knowing if you qualify for one of the great car loans, new car loans, used car loans, and refinance loans being offered to you, with no obligation.

  1. I am turning eighteen next month and in a hurry to get my own Auto Loan, instead of driving dad ancient relic, can I qualify for an auto loan with Loans Car?

You can apply for your car loans, through Loans Car, the day you turn eighteen, so on your birthday just fill in our application form and you will be on your way to owning your own wheels.
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  1. I had a problem with a collection agency a while back and now I have a bad credit rating, can I still apply for car loans at Loans Car?

Yes, you can apply for an auto loan at Loans Car, as we service bad credit clients and we don’t even run a check.
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  1. If I apply for an auto loan through Auto Loan, how long will it take to get an approval?

Approvals, at Loans Car, take less than 48 hours, in most cases.
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  1. I live in a small town in the state of Arkansas, so will I be able to get an auto loan here.  Do you have a licensed lender here?

We have licensed lenders in all 50 states, as we are a nation wide company.
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  1. So, if I apply using your no-obligation application form, will I have to hunt around and compare rates with other lenders?

No, the beauty of using our car loans service is that we provide you with the rates, so you can compare and save money on your auto loan.
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  1. How will I know how much my auto loan payments will be without having to call you constantly?

At Loans Car, we provide you with access to our Auto Loan Calculator and auto loan tips, so that you can check how much the loan rates and monthly payments will cost.
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  1. Is now a good time to buy a car?

Yes, now is a great time to buy a car.  Auto Loan interest rates are low, so it is the perfect time to apply.
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  1. So far I have no credit as I just moved out and am living on my own, so will I be able to apply for an auto loan at Loans Car, as it would make getting to work easier than taking a bus?

We don’t require you to have a credit check and we provide loans to people with no credit, good credit or bad credit.  Yes, you can apply today!
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  1. I am thinking of purchasing a used vehicle instead of a new one, would I still qualify for an auto loan at Loans Car?

Yes, as long as the used vehicle is purchased through a registered dealership, and not through a private sale.
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  1. Does Loans Car themselves provide the loans people apply for?

No, Loans Car is a service that connects the customer with a licensed lender in their community to provide the best online quotes available for purchasing your next vehicle.
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Thank you for visiting Auto Loan’s FAQ page.  We hope you found it very helpful and look forward to receiving your application soon.  If you have additional questions, please email them to us.

To apply for your no-obligation Auto Loan, click on the “Apply Now” button below.


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